Disability Income Insurance: Missouri Premiums

Statistically, seventy percent of all Social Security Disability Income claims are denied at application, or representation of a claim.

The loss of income due to a disabling injury or illness can be devastating setback to someone already suffering. People most often learn the hard way that most (approximately 70%) of Social Security Disability claims are denied. And then its too late. Since they have no first hand experience of how difficult it is to qualify for Social Security disability benefits, they choose instead to take the path of least resistance and trust that the government will come to their aid during their disability.

It takes 5 months before benefits start and you must be disabled, or projected to be disabled by your doctor according to SSDI guidelines, for a minimum of 12 months. And not only must you be unable to perform your job to qualify for Social Security, but you must also be unable to perform any job you have held previously where you could earn a gainful income. The government makes the process very difficult. Waiting lines are long. Forms are complicated. Benefits are often denied to people who have legitimate claims. And not just once; frequently twice. Sometimes more often.

The amount of disability coverage available from insurers varies and is directly related to an insured's previous two year's average income. After the elected waiting period (which can vary from 30 days, 60 day or 90 days typically), insurers will pay up to 60% of an insured's annual income in benefits. These benefits are paid on a monthly basis. And can last from 2 years to age age 65 depending on the disability and coverage selected.

If you would like to receive a free, no obligation quote and see how much it would cost for A Missouri Disability Income Insurance Plan, please complete our questionnaire:

Disability Coverage Quote Request


First Name:
Last Name:
E-mail:
Daytime Phone:
Mailing Address:
City:
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Gender:	Male Female Age:
Date Of Birth:
Occupation:
Annual Income:	$
Monthly Disability Income Needed:	$ This amount can not exceed 60% of your gross income.