Temporary Health Insurance
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Temporary & Short Term Health Insurance

As the name implies, Short Term Health Insurance is temporary coverage that lasts anywhere from one month to as much as three years. This coverage is not for everyone but for people in certain situations such as: someone who is waiting for coverage to begin at a new job. Or a student, that just dropped off their parents' policy because they graduated from college, or even someone that has been declined for medical reasons or has height and weight issues. The drawback of these plans is after 6 months they are not guaranteed renewable like permanent major medical coverage is. They will look at your claims history and based on whether you have had claims or not, renew your coverage.

Deductibles are as low as $250. Plans can be issued in 24 hours and there are free look periods of up to 10 days during which you can review your policy and cancel with a full refund of premium if not completely satisfied.  

There are basically two types of Missouri Short Term Health insurance (run quotes, see benefits, apply for coverage):

INSTANT QUOTES - SEE BENEFITS AND APPLY FOR COVERAGE !

A Lower Cost form of Temporary health insurance plan - click here - least expensive

Same Short Term Plan as above but covers you for up to Three (3) Years

Short Term Health Insurance is ideal if you find yourself in any of the categories below:

• You are not presently insured

• Your health insurance is ending soon

• You are between insurance plans either from an employer or individual health insurance, you need temporary health insurance or short term health insurance

• You have applied for health insurance but have not been approved or heard back yet

• You are not eligible for individual health insurance due to a condition that occurred more than five years ago, check eligibility at Questions  

• You cannot afford or do not want to pay so much for the other health insurance options you have. you need affordable health insurance

• You have just lost your health insurance, for any reason

• You believe you would be declined for individual health insurance for a reason such as weight

• You are waiting for Medicare benefits

• You are in your employer's group health insurance waiting period, you need temporary health insurance or short term health insurance

• You are a recent college graduate or will graduate soon

• You need affordable, temporary, short term health insurance immediately.
   

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